About Us

Richland State Bank

Richland State Bank opened its doors to the public in early September 1902, growing and progressing with the community for well over a century. When the bank was started, it promised to be a pillar of union, justice and confidence in Richland Parish. Our history has been intertwined with that of the people, prospering side by side. In 1902, our deposits were recorded at $24,695.93. Today, 115 years later, our deposits are more than 10,000 times that amount!

Our founders were the leaders of the community. Several of them served as officers and board members when the bank was established. They’re names were C.J. Ellis, Sr., W. N. Traylor, A. E. Kennedy, W. J. Coleman, A. S. England, R. B. Mhoon, George Wesley Smith, Charles Titche and Dr. H. B. Wren. A distinguished list of presidents have guided and directed Richland State: Judge Carey J. Ellis (1902-48), Fred Morgan (1948-74), James Craig (1974-79), Bernard Waite (1980-87), Emmett L. Brown, Jr. (1988-98), Jerome Vascocu (1998-2014), Todd Colvin (2015-Present).

Richland State Bank has remained strong in the face of every obstacle. Over the years, extremely difficult challenges to the bank have arisen in various forms: the desperate economic conditions for farmers in the early 1900’s (including the arrival of the dreaded boll weevil in 1906); World War I; the Great Flood of 1927; the Great Depression of the 1930’s; World War II; and most recently the terrorist attack on the money center of our country, New York City. Through it all, RSB showed its strength and stability.

Because of the efforts of our founders, presidents, officers and staff, helping through both good times and bad, Richland State Bank has made the appropriate and timely changes that are necessary to compete in a complex market and monetary system. We enlarged and diversified our bank, added branches in Rayville, Mangham, Minden, West Monroe, Monroe, Oak Grove and Bastrop as well as adding products and conveniences for our customers.

The bank has evolved through innovations, beginning with drive-up windows, then on to banking by phone, ATMs, debit cards, internet banking, Online Bill Payer Service, Remote Deposit Capture, and apps for smart phones. We have our own Richland State Bank iPhone and Android applications that are available for download to your device through the “app store.” Changes in the way people do their banking are occurring faster that ever. And we are determined to keep up!

Although much has changed in the last 115 years, one thing has been and shall remain the same: we are committed to you! Our growth and longevity are a result of your trust, and we want to earn it every day. Thank you for being our friend, and, on the other hand, if we haven’t met you yet, please give us that privilege!

Thank you!

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