Savings Accounts


Your interest rate and annual percentage yield may change at any time at our discretion. Interest is paid on the collected balance in the account using the daily balance method of interest calculation. If you close your account before interest is credited, you will not receive the accrued interest. See individual account descriptions for details.

Below is a list of Savings Accounts that we offer.

Regular Savings

$100 minimum deposit required to open.

A per item fee of $1.00 will be charged for each withdrawl in excess of one per quarter when your balance falls below $1,000.00.

Christmas Club

$1 minimum deposit required to open.

FREE--no maintenance fee, regardless of balance.
Interest is credited to your account in November when a check for the balance is issued to you. If you close your account before interest is credited, you will NOT receive the accrued interest. Partial withdrawals are not permitted.

Student Savings

Available to students ages 18 through 24.

$25 minimum deposit required to open.

FREE--no maintenance fee, regardless of balance.
A per item fee of $1.00 will be charged for each withdrawal in excess of four per quarter.

Business Savings

Available to businesses with a RSB checking account.

$100 minimum deposit required to open.

FREE--no maintenance fee, regardless of balance.
A per item fee of $1.00 will be charged for each withdrawal in excess of six per month.